Harshal Dewangan

CEO & Founder at Dewa Direction

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Monday, July 2, 2018

July 02, 2018

Buy Windows 10: the cheapest deals in July 2018

The deadline to get a free upgrade to Windows 10 has sadly now passed. Not to worry though as you can rely on TechRadar to help you buy Windows 10 for the best price. Windows 10 is generally seen as an improvement over Windows 8 - yes, the Start button is back!

So, if you're building a brand new system or want to upgrade to Windows 10 on an older device, you're going to need to buy a copy. Don't worry though, because we check the prices of Windows 10 every day to make sure you get the best deals.

windows 10 home deals

Buy Windows 10 Home deals

The perfect version of Windows for home users

Windows 10 Home is the version that most people will need. It's for home use and includes game streaming from Xbox One and other consumer features like Cortana, as well as Windows Hello for logging into your PC via a fingerprint scanner or your face. If Windows 8 was the steepest learning curve imaginable, Windows 10 is like meeting a great friend you once knew again - it's just that they've bought some new clothes of which you really do approve.

windows 10 pro deals

Buy Windows 10 Pro deals

Go Pro if you think it's worth paying more for the Pro features

Windows 10 Pro comes with security and management improvements over the Home version above. It includes Hyper-V for virtualisation, BitLocker whole disk encryption, enterprise mode IE, Remote Desktop, a version of the Windows Store for your own business and assigned access (which locks a PC to running only one modern application, to use like a kiosk). Network admins can also schedule updates so they don't happen at important times.

windows 7 deals

Buy Windows 7 deals

Windows 7 - because we fear change

What's this? Windows 7 deals on a page that advertises Windows 10? We understand some of you really want to stick with Windows 7, maybe even on a new machine. Don't worry, we totally get it. Maybe it's because you have some hardware/software that works better on the old OS or it just feels better. Or maybe it's because you've no time for the ridiculousness of the tiles format. Windows 7, the classic choice of the PC connoisseur?



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By Harshal Dewangan
July 02, 2018

What to do and not to do with your money when you are in your 30s

By Uma ShashikantThis week’s story is about a 35-year old friend, who wants to be in charge of his money, but is not sure how to go about it. That middle stage after working for about 10 years is a challenging one for many. When the elderly speak of “settling down”, the young shrug it off. There is no stereotyping one’s money journey. At 35, some may have risen to be CEOs; some would have founded a potentially big business; some chosen a second profession and made progress; but this story is about the others, who have to make do with what they have, and still feel good about it.Not all of us find our calling; or end up with jobs we love doing. Our friend is an engineer, who found work at a large firm. He then worked hard to keep his job and earn a good performance rating. In the large group of thousands of engineers, he did not know what his career path would be. He was not a slacker, but quite content with a stable job. Many of us don’t question things that happen to us—if there is nothing wrong with the job, it is fine is the attitude. Then we get used to the monthly pay cheque and taking risks with it is not seen as desirable. To have achieved a stable and steady income is a good milestone for the mid-thirties.Our friend did not quit his job to pursue a postgraduate degree. The idea of studying for two years without knowing if there would be a better job at the end of it was difficult. It seemed too tough to get into prestigious universities or shoot for a high GRE/GMAT score while working. Without the comfort of a good school’s placement assurance, quitting a job was tough. There are many who take up jobs they know is a compromise even after a postgrad degree. They spend the initial years trying to change, move and seek what they think would be better. By the mid-thirties, making peace with the chosen profession is the path a majority take.My friend’s first problem was the credit card. Earning money and being independent meant that there was freedom to spend. He was happy to spend on what mattered most to him —his gadgets, gym memberships, eating out, travel and friends. Then he got married and the demands on his income grew to accommodate gifts, relatives, ceremonies and rituals. Soon our friend was routinely borrowing on his card. He knew it was expensive, but it was also convenient and discreet. Making choices with money, and being able to prioritise is a skill learned the hard way. By the mid-thirties, one should have mastered the spending process —learn to say no or find smart ways to sidestep expenses one would later regret.The second problem was the EMI. There were EMIs for the house and the car, and they now wanted a second car. A loan restricts the amount of disposable cash and makes discretionary expenses difficult. It makes little sense to spend most of the salary on EMIs and manage household expenses on the credit card. Lenders may be willing to fund you based on your income, but only you know your expenses. After taking care of mandatory expenses to run the house, not over 50% of whatever income remains should go towards EMIs. By the mid-thirties, a regular saving habit should have formed, with at least 20% of the income going towards saving. No, EMI for the house cannot be counted as saving.The third problem that our friend had was running out of cash from time to time. Even with two incomes and a comfortable lifestyle, there were times when they returned after a holiday and found there wasn’t enough money after such a large ticket expense. An unexpected expense for a wedding in the family, or illness of near and dear ones, or a requirement for funds from parents, put the young family out of cash. The feeling of being on the edge was stressful. This is the direct result of the wonky asset allocation of our friend. His biggest asset was the house, and they lived in it. It took a huge chunk as EMI and earned no income. Do not overdo the first house. You will move up in income and buy yourself another, anyway. Let the first house be a basic one, in the suburbs, and just be the emotional anchor you need. The lower EMI will leave space for other assets. Assets such as bank deposits, mutual funds, bonds and shares will provide the buffer.To have liquid assets enables you to borrow against them at lower rates; liquidate them when needed; add to or take from them as you have surplus or need funds; and stabilises your personal finances. Saving early, even if it is a small sum, is a great habit. A Rs 1,000 SIP may seem small, but after a 10-year period, it would represent a tidy sum available as back up, and the SIP amount could be stepped up as incomes and savings grow. By the mid-thirties, your house should not be over 60% of your assets. You want to get that proportion to 30% or lower by the time you retire in the next 30 years. Greater the amount in assets that can be easily sold, accumulated and managed, better your financial lives.Our friend worries a lot about financial goals. He hears about them too often. He is nervous about whether he has enough for his child. He thinks about retirement and wonders if it is too late to begin accumulating a corpus. He is not sure if he has enough insurance. A simpler way to look at it is to focus on building assets – assets that can be drawn for any need including retirement. There is no need to label and specify, unless that itself serves as a motivator. Insurance is protection until those assets are fully built. Begin with a simple formula of 20 times your current annual expense as your target asset size (including your house).The nice thing about the mid-thirties is that the best is yet to come. By the time you hit the 50s and reach your peak earning capability, you will look back with satisfaction at what you have built.(The writer is Chairperson, Centre for Investment Education and Learning.)

from The Economic Times https://ift.tt/2yZVpbT
July 02, 2018

Coal India Q1 production up 15.2% to 137 mn tonne

Coal India Limited (CIL) today said it has registered a 15.2 per cent growth in coal production during the first quarter ended June 2018 to 136.87 million tonne while supply to power plants also jumped by 15.4 per cent to 122.84 million tonne."Clearly the focus is on higher coal output and increased supplies and there had been a consistent growth both in coal production and supplies to consumers during all the three months of the first quarter," a senior official of Coal India said.While the offtake was spurred by higher rake loading, the overall coal offtake zoomed to 153.43 million tonne at the end of June, translating into a growth of 11.7 per cent.Coal supplies to power stations stood at 122.84 million tonne during the quarter.The number of power stations having critical stock has come down from 30 in April to 16 as on June-end, the company said."Our aim is to shore up coal stocks at thermal power plants to the normative stock of 22 days requirement and see that the coal-fired power plants do not suffer for want of coal. We have also requested the thermal power plants to perk up their coal stocks, the official said.Power sector accounted for 80 per cent of coal supplies during the period.Coal India has been working with the Coal and Railways ministries for enhanced rake loading of 217.04 rakes per day on an average to the power sector during the first quarter of FY'19 against 189.9 rakes in the same period last year, registering a growth of 14.9 per cent.The company produced 44.88 million tonne in June 2018, reflecting an increase of 5.20 million tonne in absolute terms over corresponding month of last year.The company liquidated 16.56 MT of its pit head coal stock during the first three months of the current fiscal.

from The Economic Times https://ift.tt/2KBSOcW
July 02, 2018

Where to buy Microsoft Office: all the best prices and deals in July 2018

You're in luck if you want to buy Microsoft Office for your laptop or PC as we've searched around all the best retailers to bring you the cheapest deals on the net. Microsoft Office prices can be high if you're not careful.

So why settle for the RRP, when we can show you where to get a cheap Microsoft Office deal from reliable retailers? Take a look below and we'll give you the latest prices for both Microsoft Office 365 and Microsoft Office 2016. We're expecting a brand new version at some point later this year, but prices will be much higher than the current batch for a while, so these could be your best options for cheap Microsoft Office discounts. Or maybe you'l get lucky on Amazon Prime Day.

If you're in the UK and want to install your new copy of Microsoft Office on a new machine, you might be interested in our selection of cheap laptop deals. We've also got an Australian Laptop deal page.

Buy Microsoft Office 365

If you're looking to buy Microsoft Office 365, you should know that this is a subscription-based service. The prices below are for your first year for one user to use on one PC, along with a tablet or mobile too.

The advantages of using Office 365 include having access to all the latest versions of programs in the Microsoft Office suite and having 1TB of OneDrive cloud storage. The latter is particularly useful for editing documents on the go. So you could go from writing on the laptop/desktop to making a few changes or crucial last minute updates on your mobile or tablet. If the online cloud storage and device switching won't be useful, we'd recommend scrolling further down this page and consider buying Microsoft Office 2016 instead for a one off fee.

Buy Microsoft Office 2016

If you want to get one of the best Office suites out there and not have to worry about subscription costs further down the line, we'd suggest you buy Microsoft Office 2016, also known as just Office 2016.

While it does cost more than a year of Office 365, Office 2016 may work out cheaper for you in the long run. The cheapest version is usually the 'Home & Student' Edition which comes with a lifetime license for one user. And no, you don't have to be a student to buy and use this version which comes with the essential Office suite items like Word, Excel, PowerPoint and OneNote.



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By Harshal Dewangan
July 02, 2018

The best cheap MacBook deals in July 2018

If you're looking for the best cheap MacBook deals, you've come to the right place.

The decision of whether you should buy a new MacBook is a simple one: does it play to your strengths? Perhaps you need the lightest and most portable OS X machine out there today, one with good battery life. Maybe you appreciate an incredible, vibrant display that's equally as good at rendering your crisp documents as it is displaying the same amount of a spreadsheet as a 24-inch monitor. Or maybe you just don't like Windows? Whatever your reason, there are plenty of deals out there.

Our system checks the prices of every model of MacBook on all major retail websites so you can be sure you're always getting the best MacBook deal. All you need to do now is work out whether it's a MacBook, a MacBook Pro or a MacBook Air that you want!

If you're not quite set on a Macbook (they are rather pricey), then we have some alternative options for you, along with the best prices. Take a look at our selection of best laptops for other top performing machines or our cheap laptop deals for solid buys that won't break the bank as we search for great prices all year round.

Macbook Pro with Touch Bar deals

A touch above the rest?

2016 was crying out for a refresh of the MacBook Pro and Apple has once again come up with something rather special. In addition to the internal spec getting a long awaited upgrade and that gorgeous Retina display (available in 13-inch and 15-inch flavours), Apple has introduced their long-rumoured Touch Bar technology. This mini-LED display replaces the Function keys and comes up with different touch display controls for loads of different programs. Uses so far include safari bookmarks, predictive text, search field, emojis, photo galleries or even more intensive actions like photo editing or mixing records. Simple, yet innovative. Expect rival firms to start copying it soon.

2017 update: The 2017 update is out now too. We're not talking a significant upgrade compared to last year's leap forwards for Apple though. Actually the (still gorgeous) retina display and overall size remain the same. The main improvement is the upgrade to Kaby Lake processors. These new 7th-gen chips should offer increased performance for 4K streaming and media editing. 

The 2017 lineup will eventually phase out the 2016 collection, so keep your eyes peeled for a cheap MacBook Pro deal on the older machines.

MacBook Pro 13-inch - no Touch Bar

The new 2016 model is a MacBook Air rival with Pro spec

This new 13-inch MacBook Pro is the cheapest way to get your hands on one of Apple's latest laptops, released in late 2016. This is the lightest MacBook Pro ever made, but still packs an incredible punch with 2.0GHz dual-core Intel Core i5 or 2.4GHz dual-core Intel Core i7 processor options. You don't get the new Touch Bar on this version, but you do get a Retina display and the new larger trackpad. Prices start around $1,499/£1,449/AU$2,199 and we wouldn't expect too many discounts this side of 2017. You can stay updated on the latest prices when they go live in a comparison chart below.

2017 update: As with the Touch Bar models mentioned earlier, there are no changes to the non-Touch Bar model either as far as the shape and screen go. You are getting the Kaby Lake 7th-gen processor though. There's some good news if 2016's lineup was too expensive for you too as Apple has released a cheaper entry-level 13-inch model without a Touch Bar, albeit at the cost of a smaller storage capacity of 128GB instead of 256GB. We expect the new 2017 MacBook Pros to phase out the 2016 versions over the next few months, which means you may be able to swoop in and grab a bargain. Well, in pricey MacBook terms at least.

MacBook Air (2017) deals

The MacBook Air series is making a comeback

We have to admit, we thought Apple was done with the MacBook Air line after the new Pro lineup was just as compact and almost as light. Apple has given the 13-inch MacBook Air its first update since 2015, but there's only really an incentive to upgrade if you have an even older Air model. The processor speed has been upgraded to 1.8GHz (over 1.6GHz) and the default RAM has been boosted to 8GB instead of 4GB and that's about it. If the 2015 model's specs are enough for you, you could get  cheaper deal further down this page.

Macbook (2017) deals

The Kaby Lake upgrade you've been waiting for?

The screen and compact dimensions on the 2017 MacBook are the same as the 2016 edition. But if you're weighing up the actual differences between the new 2017 and 2016 MacBooks, here are some key points to consider. You're now getting the 7th-gen Kaby Lake processors with i5 and i7 options now available. 2015 MacBook owners are more likely to appreciate the improvements really. The prices we're seeing lately though aren't that much more expensive than the 2016 models.

Macbook 2016 deals

If you decide that Apple's mini marvel is for you, you're getting one of the best Macbooks Apple's ever made. With faster internals than the 2015 model below, it's capable of zipping through lesser-demanding tasks without complaining and leaves you with more confidence to get the job done. Plus, well, look at it.

MacBook Pro 13-inch with Retina display (early 2015) deals

MacBook Pro 13-inch with Retina display (early 2015) deals

The fastest small MacBook Pro yet is a force of nature

The new MacBook Pro for 2015 hasn't undergone a dramatic reimagining, but then there wasn't anything particularly wrong with it in the first place. Improvements to its performance mean it's better value than before, and the noticeably improved battery life makes it even more of a mobile workhorse. As ever the cost of adding memory and storage soon sends the price tag into orbit, but even the stock MacBook Pro is an incredibly versatile computer and arguably Apple's best ever laptop. Newer MacBooks may be more portable, but the Pro has all the power.

cheap macbook deals

MacBook Pro 15-inch with Retina display (2015) deals

Looking for something a bit bigger?

If you're looking for the larger-sized laptop experience in the MacBook range, you'll be wanting to take a look at the seriously impressive specs of the 2015 model 15-inch MacBook Pro with Retina display. The Intel Core i7 2.5 Ghz processor combined with 16GB of RAM will make light work of anything you can throw at it. 512GB of super fast flash storage, a new Force Touch trackpad and that incredible four million pixel-packing display make this one of the best laptops in the business.

macbook air deals

13-inch MacBook Air 2015 deals

Now with faster storage and better battery life

Like a pair of old trainers, Apple's 2015 MacBook Air is familiar, reliable and more than up to the task. If you don't need tons of screen real-estate, or prefer to hook your laptop up to an external monitor, it remains the most solid all-rounder out there today, whether you're desk-bound or frequently travelling.

MacBook Pro 13-inch with Retina display (2014) deals

MacBook Pro 13-inch with Retina display (2014) deals

2014's best MacBook Pro is still a brilliant laptop

There's plenty to like on the 13-inch MacBook Pro with Retina display: from the still-impressive display to its excellent build quality, great keyboard and good (but not excellent) battery life. It may not be as portable as the MacBook Air, but it's far from cumbersome and its top notch build quality means you won't be worried about its welfare when carrying it around.

new macbook 2015 deals

MacBook 2015 deals

The latest MacBook has only one port for maximum thinness

The New MacBook is the future, but it isn't for everyone just yet. The lack of USB ports and the need to buy an adapter (if you have peripherals and a monitor) will likely be the first dealbreaker, followed by its price. If you're still on board after those potential pitfalls, the new MacBook is one of the most luxurious, compact and fun notebooks to use today.

macbook air 2013 deals

MacBook Air 13-inch 2013 deals

The slimmest, most powerful MacBook Air ever

Apple's often imitated but never bettered ultra-portable laptop puts in a strong, though not faultless, performance with this mid-2013 release, the sixth-generation of the MacBook Air. It offers significant improvements in its solid state storage speed, graphical power, battery life and wireless capabilities, but the processor's clock speeds actually take a backward step. But as you'll see, for most real-world applications, the MacBook Air 2013 matches or out-performs its predecessor.

Why not upgrade your storage with a cheap hard drive or SSD? See the best hard drive and SSD deals.



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By Harshal Dewangan
July 02, 2018

The best cheap MacBook Pro deals in July 2018

Welcome to the home of the best cheap MacBook Pro deals. Here at TechRadar, we check around for the cheapest MacBook Pro prices everyday at the top retailers on the net. So you're certainly in the right place to save money on your new Apple laptop. Better yet, we've just updated our guide with the latest models. We've still included the earlier models, as some of them are a lot cheaper.

The MacBook Pro has become the go to laptop range for professionals and enthusiasts alike, absolutely powering through tasks regular laptops fear. Apple's staggering lineup of Retina screens lead the way for crisp visuals and the increasingly excellent physical design of the laptops themselves has seen the latest Macbook Pro usurp the svelte form of the MacBook Air. You want the best there is, but there's no reason to pay more than you should for it. If you want to save some money you could check out the other MacBook deals or maybe even a cheap laptop deal.

2016 was crying out for a refresh of the MacBook Pro and Apple once again come up with something rather special. In addition to the internal spec getting a long awaited upgrade and that gorgeous Retina display (available in 13-inch and 15-inch flavours), Apple has introduced their long-rumoured Touch Bar technology. This mini-LED display replaces the Function keys and comes up with different touch display controls for an increasing number of programs. Uses so far include Safari bookmarks, predictive text, search field, emojis, photo galleries or even more intensive actions like photo editing or mixing records. Simple, yet innovative. Expect rival firms to start copying it soon.

Macbook Pro with Touch Bar (2017) deals

2017 update: The 2017 lineup has recently been released too. The newer models aren't a massive upgrade over the 2016 lineup. Actually the -admittedly still excellent- retina display and overall size are the same. If you're looking for increased performance, you're in luck as the new models have been upgraded to include the 7th-gen Kaby Lake processor chips for enhanced 4K streaming and media editing.

The new 2017 MacBook Pros will eventually phase out the older models, which means you'll more than likely be able to snag a cheap MacBook Pro deal on the older laptops.

This new 13-inch MacBook Pro is the cheapest way to get your hands on one of Apple's latest laptops, released in late 2016. This is the lightest MacBook Pro ever made, but still packs an incredible punch with 2.0GHz dual-core Intel Core i5 or 2.4GHz dual-core Intel Core i7 processor options. You don't get the new Touch Bar on this version, but you do get a Retina display and the new larger trackpad. Prices start around $1,499/£1,449/AU$2,199. Stay updated on the latest prices in the comparison chart below.

MacBook Pro 13-inch - no Touch Bar (2017)

2017 update: Just like the aforementioned Touch Bar models, the screen and shape are unchanged since the 2016 models. You are getting the new Kaby Lake 7th-gen processor though. 

2016's lineup was very expensive, which is why we're delighted to see that Apple has released an even cheaper 13-inch model for an entry-level, but still very modern, MacBook Pro experience. This does come at the cost of a smaller storage capacity though, with the cheapest options including a 128GB SSD instead of 256GB.

These new 2017 models will start to phase out some of the older ones, so keep an eye on our comparison charts as we expect to see some tasty discounts on the 2016 crew as retailers make way for the new breed.

The 2015 MacBook Pro didn't undergo a dramatic reimagining, but then there wasn't anything particularly wrong with it in the first place. Improvements to its performance mean it's better value than before, and the noticeably improved battery life makes it even more of a mobile workhorse. As ever the cost of adding memory and storage soon sends the price tag into orbit, but even the stock MacBook Pro is an incredibly versatile computer and arguably Apple's best ever laptop. Newer MacBooks may be more portable, but the Pro has all the power. 

If you're looking for the larger-sized laptop experience in the MacBook range, you'll be wanting to take a look at the seriously impressive specs of the 2015 model 15-inch MacBook Pro with Retina display. The Intel Core i7 2.5 Ghz processor combined with 16GB of RAM will make light work of anything you can throw at it. 512GB of super fast flash storage, a new Force Touch trackpad and that incredible four million pixel-packing display make this one of the best laptops in the business.

There's plenty to like on the 13-inch MacBook Pro with Retina display: from the still-impressive display to its excellent build quality, great keyboard and good (but not excellent) battery life. It may not be as portable as the MacBook Air, but it's far from cumbersome and its top notch build quality means you won't be worried about its welfare when carrying it around. 



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By Harshal Dewangan
July 02, 2018

Natco Pharma launches Hepatitis C drug in India

Natco Pharma today said it has launched fixed dose combination of Sofosbuvir-Daclatasvir tablets for the treatment of Hepatitis C under the brand name Hepcinat Plus, in India.The product is a generic fixed dose combination of Sofosbuvir 400 mg and Daclatasvir 60mg tablets, used for the treatment of patients with chronic Hepatitis C virus (HCV) infection, it said in a filing to BSE.The company has launched the drug at a maximum retail price of Rs 17,500 for a bottle of 28 tablets, it added.Shares of Natco Pharma were trading at Rs 792.05 per scrip on BSE, down 1.43 per cent from the previous close.

from The Economic Times https://ift.tt/2z4oqDs
July 02, 2018

The best Chromecast deals in July 2018

The Google Chromecast is not only one of the most useful and innovative gadgets of the last few years, it's also dazzlingly cheap. And if you're looking to pick one up for the cheapest possible price, you've come to the right place!

Chromecast is a Wi-Fi HDMI dongle that you plug directly into your TV. From there you can use your smartphone or tablet to 'throw' video at your TV over Wi-Fii, whether it be Netflix movies, live football matches from the major broadcasters or simply just a funny YouTube video. On this page we'll find you the best prices for the Chromecast Ultra, Chromecast 2 (or just Chromecast now) and Chromecast Audio and explain how they differ.

With prices already incredibly cheap, there's no need to hang on for the sales. If you're in the UK or US and would prefer to stream content from a standalone box, you should take a look at the latest Roku deals. Or maybe hold on for a better deal around Amazon Prime Day?

What is a good Chromecast deal?

This one's easy. The standard price for a Chromecast 2 is $35 in the USA, £30 in the UK and $58 in Australia. You should never, ever pay more than that because you can always find one for that price.

cheap chromecast deals

Chromecast 2 deals

The Chromecast 2, or 'new Chromecast' as it's also known, is very similar to the now discontinued 2013 Chromecast. Sure, it looks a little different. And it's got slightly faster network performance and a few other tweaks such as coming with a dangly cable instead of as a rigid stick. But essentially the same product in a different shape - that's why the prices were basically the same. If you can find one for the same price, get this new one.

cheap chromecast audio deals

Chromecast Audio deals

While it doesn't offer true multi-room streaming at the moment (fingers crossed that comes soon), this easy-to-use and affordable device modernizes any trusty set of wired speakers you already own with wireless capabilities. In doing so, it also opens them up to features that will grow and get even better over time. Got an old set of speakers or an ancient iPod dock? Turn it into a wireless speaker with Chromecast Audio!

cheap chromecast ultra deals

Chromecast Ultra deals

The 4K Chromecast Ultra is the newest member of the Chromecast family. If you have a 4K TV or are planning on getting one, it's certainly worth picking one of these up. The Chromecast Ultra is a cheaper alternative to Amazon's Fire TV or the US-only Roku 4 for getting 4K content on your TV. Chromecast Ultra deals are usually around £69/US$69/AU$95, so anything cheaper is an added bonus.



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By Harshal Dewangan

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